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風(fēng)控能力是網(wǎng)貸發(fā)展的關(guān)鍵

發(fā)布時(shí)間：2015-02-04 05:21:12 來(lái)源：經(jīng)濟(jì)日?qǐng)?bào) 作者：佚名責(zé)任編輯：羅伯特

　　石鵬峰

　　網(wǎng)貸之家CEO

　　目前高歌猛進(jìn)的P2P行業(yè)基本處于無(wú)準(zhǔn)入門(mén)檻、無(wú)行業(yè)標(biāo)準(zhǔn)、無(wú)監(jiān)管機(jī)構(gòu)的“三無(wú)”地帶，加劇了整體行業(yè)風(fēng)險(xiǎn)。隨著P2P平臺(tái)從野蠻生長(zhǎng)步入成熟期，產(chǎn)品收益率將回歸理性，平臺(tái)細(xì)分及兩極分化也將更加明顯。無(wú)論是直接布局P2P的平臺(tái)，還是作為第三方角色銷(xiāo)售P2P的中介，風(fēng)控能力將是決定其生死存亡的關(guān)鍵。

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