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中國(guó)銀行浙商銀行出房貸細(xì)則

發(fā)布時(shí)間：2014-10-17 05:33:55 來(lái)源：金陵晚報(bào) 作者：佚名責(zé)任編輯：羅伯特

　　距離人民銀行、銀監(jiān)會(huì)發(fā)布《關(guān)于進(jìn)一步做好住房金融服務(wù)工作的通知》已有半個(gè)月時(shí)間，昨天，金陵晚報(bào)記者了解到，中國(guó)銀行和浙商銀行先后確定了房貸細(xì)則，中國(guó)銀行對(duì)二套房以上，目前名下沒(méi)有貸款或貸款已結(jié)清，按照首付四成執(zhí)行，若個(gè)人信用不佳首付比例會(huì)提高；浙商銀行對(duì)別墅、排屋這類(lèi)“非普通住宅”滿足相關(guān)條件，申請(qǐng)貸款也可享受首套房政策。

　　□金陵晚報(bào)記者金菁劉雨薇楊藝

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