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市民評(píng)委現(xiàn)場(chǎng)追問(wèn)房貸

發(fā)布時(shí)間：2014-11-24 06:34:11 來(lái)源：沈陽(yáng)晚報(bào) 作者：佚名責(zé)任編輯：羅伯特

　　在一道試題中，請(qǐng)選手對(duì)等額本息和等額本金兩種還貸方式，進(jìn)行詳細(xì)比較。平安銀行沈陽(yáng)分行選手方曉雪稱(chēng)，對(duì)于20年40萬(wàn)元的貸款，等額本息還款方式最終付給銀行的利息，要比等額本金多出4萬(wàn)多元。

　　市民評(píng)審于瑩說(shuō)，她正在辦理房貸，已經(jīng)走了幾家銀行，這些銀行都拒絕等額本金的還款方式，要求客戶(hù)必須等額本息還款。她問(wèn)選手，究竟有什么方法，可以說(shuō)服銀行提供等額本金的還款方式？選手表示，“只有客戶(hù)自己堅(jiān)持，銀行才可能最終妥協(xié)”。

　　沈陽(yáng)晚報(bào)、沈陽(yáng)網(wǎng)記者谷麗紅

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