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信用卡套現(xiàn)有望被遏止

發(fā)布時(shí)間：2014-10-29 14:33:19 來(lái)源：山東商報(bào) 作者：佚名責(zé)任編輯：劉波

　　商報(bào)消息近日，央行支付結(jié)算司副司長(zhǎng)樊爽文透露，目前央行正在醞釀新一輪改革，銀行卡價(jià)格體系有望重塑。根據(jù)推測(cè)，“借貸分離”及“統(tǒng)一商戶類別”將成為本輪改革的重點(diǎn)。“現(xiàn)行的商戶分類、根據(jù)各行業(yè)收益率的高低分別定價(jià)的機(jī)制看似合情合理，實(shí)則存在漏洞。

　　在實(shí)際操作中，只要在商戶分類這一環(huán)節(jié)上做些“手腳”，就很容易實(shí)現(xiàn)高收益率商戶與低手續(xù)費(fèi)的錯(cuò)位搭配。這種定價(jià)機(jī)制一定程度上滋生了商戶套碼、信用卡套現(xiàn)等違規(guī)、違法行為?！便y率網(wǎng)金融研究中心分析師孟麗偉表示。陳周琴

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