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2014年余額寶規(guī)模增至3倍

發(fā)布時(shí)間：2015-03-27 07:35:48 來(lái)源：廣州日?qǐng)?bào) 作者：佚名責(zé)任編輯：羅伯特

　　為用戶(hù)創(chuàng)造收益240億元

　　廣州日?qǐng)?bào)訊（記者楊欣）余額寶昨天公布年報(bào)，截至去年年底，余額寶規(guī)模5789.36億元，人均持有3133元，相當(dāng)于2013年年底規(guī)模1853億元的3倍，為用戶(hù)創(chuàng)造了240億元的收益。

　　去年全年，余額寶為用戶(hù)創(chuàng)造了240億元的收益。如果以現(xiàn)有用戶(hù)數(shù)粗略估算，余額寶上線以來(lái)為每位用戶(hù)帶來(lái)了139元的盈利。

　　據(jù)了解，目前活期存款的年利率0.35%，一年期定期利率是2.75%。10萬(wàn)元存一年定期，利息是2750元；存一年活期，利息350元；而余額寶按照收益率4.1%來(lái)計(jì)算（真實(shí)收益率會(huì)在這個(gè)左右波動(dòng)），一年利息是4100元。

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