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重慶銀行“幸福存”受熱捧

發(fā)布時(shí)間：2015-01-24 05:35:16 來(lái)源：重慶晨報(bào) 作者：佚名責(zé)任編輯：羅伯特

　　重慶晨報(bào)訊記者鄒俊毛瑩把一筆錢(qián)存在銀行里，每月會(huì)準(zhǔn)時(shí)收到銀行的利息，近日，重慶銀行創(chuàng)新推出的一款定期存款增值服務(wù)產(chǎn)品——“幸福存”，引起市民關(guān)注。

　　家住中梁山鎮(zhèn)的唐先生在重慶銀行存了20萬(wàn)元的“幸福存”，他說(shuō)，根據(jù)這項(xiàng)存款，每月就可以從銀行獲得900元，他長(zhǎng)期在外打工，家里日常的柴米油鹽基本就夠了。同樣，家住楊家坪的李大爺和老伴商諒，將退休前積攢的30多萬(wàn)元轉(zhuǎn)存了重慶銀行的“幸福存”，他說(shuō)這樣每月在拿退休金的情況下可以多拿到將近1500元。

　　據(jù)介紹，“幸福存”為五年存期，客戶可以選擇按月、按季或按年結(jié)息，存期內(nèi)若提前支取，則按本金實(shí)際存期對(duì)應(yīng)的存款利率靠檔計(jì)息，對(duì)已付利息多退少補(bǔ)。該產(chǎn)品1萬(wàn)元起存，年利率為5.4%。

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