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平安銀行深圳分行首推 “商超發(fā)票貸”

發(fā)布時(shí)間：2014-10-22 14:31:48 來(lái)源：深圳特區(qū)報(bào) 作者：佚名責(zé)任編輯：羅伯特

　　10月16日，平安銀行深圳分行正式對(duì)外發(fā)布其創(chuàng)新產(chǎn)品“商超供應(yīng)商發(fā)票貸”（簡(jiǎn)稱“商超發(fā)票貸”），首批面向包括沃爾瑪、天虹、一號(hào)店等在內(nèi)的近60家大型商超百貨的數(shù)萬(wàn)家供應(yīng)商推出，致力于為中小企業(yè)提供“簡(jiǎn)單、高效、低成本”的金融服務(wù)。

　　據(jù)平安銀行深圳分行小企業(yè)金融總監(jiān)宮麗平介紹，平安銀行商超發(fā)票貸產(chǎn)品一改要抵押、要擔(dān)保、看報(bào)表、看流水的傳統(tǒng)做法，創(chuàng)新性得將供應(yīng)商開(kāi)給超市的發(fā)票數(shù)據(jù)作為貸款審核依據(jù)，擯棄大量紙質(zhì)資料要求、線下審核和放款的常規(guī)模式，通過(guò)互聯(lián)網(wǎng)和大數(shù)據(jù)手段實(shí)現(xiàn)電子化傳輸，2到3天即可完成審批，支持線上提款和還款，隨借隨還、按日計(jì)息。（孫巍巍歐小賢）

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