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五大銀行不良貸款齊增

發(fā)布時(shí)間：2014-09-04 02:32:28 來(lái)源：京華時(shí)報(bào) 作者：佚名責(zé)任編輯：羅伯特

　　事件：上半年銀行半年報(bào)系數(shù)發(fā)布完畢，五大銀行上半年不良貸款余額累計(jì)達(dá)4235億元人民幣，與去年末相比新增逾490億元；不良貸款率與去年末相比也悉數(shù)上升，升幅分別在0.02個(gè)百分點(diǎn)到0.08個(gè)百分點(diǎn)之間。

　　點(diǎn)評(píng)：不止是五大行，16家上市銀行2014年上半年報(bào)告中，15家銀行均出現(xiàn)了不良貸款余額和不良貸款率“雙升”的情況。受經(jīng)濟(jì)增速放緩影響，下半年可能行業(yè)不良貸款率還將繼續(xù)上升，尤其是實(shí)體經(jīng)濟(jì)風(fēng)險(xiǎn)進(jìn)一步暴露，商業(yè)銀行也將繼續(xù)加大對(duì)不良貸款處置和核銷的力度，年末不良貸款率可能繼續(xù)小幅增長(zhǎng)。（馬文婷）

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