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同策咨詢：“以房養(yǎng)老”把握兩類群體

發(fā)布時(shí)間：2014-08-28 05:35:29 來(lái)源：沈陽(yáng)晚報(bào) 作者：佚名責(zé)任編輯：羅伯特

　　6月底，保監(jiān)會(huì)公布《中國(guó)保監(jiān)會(huì)關(guān)于開(kāi)展老年人住房反向抵押養(yǎng)老保險(xiǎn)試點(diǎn)的指導(dǎo)意見(jiàn)》，確定在北京、上海、廣州和武漢四地試點(diǎn)。

　　同策咨詢認(rèn)為，“以房養(yǎng)老”主要適用于當(dāng)前已無(wú)子女的鰥寡孤獨(dú)老人和家中有多套房產(chǎn)經(jīng)濟(jì)好但子女暫時(shí)無(wú)法一直在身邊照料的老人。對(duì)于險(xiǎn)資企業(yè)來(lái)講，應(yīng)該切實(shí)放下身段，瞄準(zhǔn)好這兩類的目標(biāo)客群，利用“以房養(yǎng)老”產(chǎn)品為這些老齡群體提供相關(guān)養(yǎng)老服務(wù)。

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